Reviews

Business banking reviews

Each review scores the product on the criteria that change real decisions — with honest weaknesses, not brochure summaries.

Research liveUpdated October 2026

Starling Bank Business

Best for: Most UK small businesses — a genuinely free, fully licensed bank account done properly

From Free — no monthly feeBusiness banking
9.0/10

Tide

Best for: Sole traders and new companies wanting banking plus admin tools — invoices, bookkeeping, even company formation — in one app

From Free plan; paid tiers from ~£12.49/moBusiness banking
8.5/10

Monzo Business

Best for: Founders already banking personally with Monzo who want the same clean experience for business

From Free (Lite); paid plans from ~£5/moBusiness banking
8.2/10

Revolut Business

Best for: UK SMEs earning or spending internationally — 25+ currencies at interbank-grade rates

From From £10/mo (Basic); Grow £35/mo; Scale £125/moBusiness banking
8.1/10

Mettle (by NatWest)

Best for: Cost-absolute sole traders who want free banking backed by a major banking group

From FreeBusiness banking
8.0/10

ANNA Money

Best for: Sole traders who self-manage tax and want the account to do the admin for them

From Free (£0 — but 0.95% on incoming over £1k/mo); plans from £12.90/mo + VATBusiness banking
7.9/10

Barclays Business

Best for: Businesses that want branches, lending relationships and high-street resilience

From Free intro period (~12 months for new businesses); then monthly fees from ~£8Business banking
7.7/10

Santander Business

Best for: Established small businesses wanting high-street coverage with cashback-style sweeteners

From Monthly fee (from ~£7.50) with periodic fee-free offersBusiness banking
7.3/10

Compare business banking

Put the options side by side.

How to choose a business bank account

What to assess before you choose.

What actually matters in business banking

What actually drives decisions in this category.